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Exclusive 10% discount for RAC members*

RAC Home Insurance is Defaqto 5 Star Rated and as an existing breakdown member, we’ll automatically give you a 10% discount when you buy direct from us.

We search a panel of approved insurers to give you our best possible price and our comprehensive 5 Star cover offers:

  • New for Old cover
  • Up to £75,000 alternative accommodation if your home isn’t safe to live in
  • Up to £1,000 per claim on outside contents
  • Up to £5,000 cover for trace and access of leaks
  • Up to £500 replacement locks and keys

We have provided car and vehicle breakdown cover for our members for over 100 years and we extend that same level of care and protection to homeowners. You know you’re in safe hands when you buy with the RAC.

Find out more about RAC Home Insurance.

Terms and conditions

* Policyholders must either hold or be named on a standalone RAC Breakdown Cover policy to qualify for the 10% discount. RAC Car Insurance, RAC Multicar Insurance and RAC Home Insurance must be purchased directly from the RAC, and this discount is not available through price comparison or cashback websites. The 10% discount excludes any additional products or cover options chosen. This 10% discount is only available to new RAC Car Insurance, RAC Multicar Insurance and RAC Home Insurance customers, and excludes the RAC Black Box (Telematics) Insurance product. This offer can be withdrawn or amended at any time.

Up to £20,000 alternative accommodation for contents only policies

RAC Insurance is a trading name of RAC Financial Services Limited. Registered in England and Wales No. 5171817. Registered office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Car Insurance and RAC Home Insurance are arranged and administered by BISL Limited, which is an independent intermediary. Registered in England no. 3231094. Registered office: Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS. Both companies are authorised and regulated by the Financial Conduct Authority.