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Exclusive RAC member discount

RAC Members pay £103 less on average for RAC Car Insurance than non-members^. And with our Defaqto 5 Star Rated Car Insurance Plus you can get up to 65% off with 9+ years no claims discount.

We search a panel of approved insurers to give you our best possible price and our 5 Star comprehensive cover offers:

  • Uninsured driver promise
  • Standard courtesy car (subject to availability & eligibility)
  • Free Motor Legal Protection cover*
  • Replacement locks & vandalism cover
  • Repairs guaranteed for 3 years at approved garages
  • 24/7 claims service and emergency helpline

Find out more about RAC Car Insurance.

We’re the motoring experts, and with 120 years’ experience of serving our customers you know you’re in safe hands when you buy with the RAC.


RAC Car Insurance has been voted Consumer Intelligence award winner for Trust in 2017, as voted for by drivers

Terms and conditions

^ Based on sales from 1st July 2016 to 31st December 2016 of RAC comprehensive car insurance, purchased direct, excluding any additional products and upgrades. Your premium will depend on your circumstances and the level of cover you choose.

* This offer applies to new RAC car insurance customers for the first year only, unless you are an RAC member then this offer is also available at renewal of your existing RAC car insurance policy. Motor Legal Protection is attached to the car insurance policy and will end if and when the car insurance policy ends. The offer cannot be transferred to any other policy and there is no cash equivalent available. We reserve the right to amend or withdraw this offer at any time.

RAC Insurance is a trading name of RAC Financial Services Limited. Registered in England and Wales No. 5171817. Registered office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Car Insurance and RAC Home Insurance are arranged and administered by BISL Limited, which is an independent intermediary. Registered in England no. 3231094. Registered office: Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS. Both companies are authorised and regulated by the Financial Conduct Authority.