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FREE Motor Legal Protection for RAC Members*

As an RAC Member we give you up to £100,000 worth of FREE Motor Legal Protection every year when you buy RAC Car Insurance. You just need to select it when you get your insurance quote.

In addition, we always give you our most competitive price and in some cases, our insurance partners will also give you an extra discount, just for being an RAC Member.

We search a panel of trusted insurers and our 5 star rated RAC Car Insurance Plus cover offers:

  • Uninsured driver promise
  • Standard courtesy car (subject to availability & eligibility)
  • Free Motor Legal Protection cover*
  • Replacement locks & vandalism promise
  • Repairs guaranteed for 3 years at approved garages
  • 24/7 claims service and emergency helpline
  • Transport home after an accident anywhere in Great Britain~
  • Child seat cover
  • Personal Accident cover up to £10,000

Find out more about RAC Car Insurance.

Why choose RAC Car Insurance?

RAC members pay £148 less on average for RAC Car Insurance than non-members^.

9 out of 10 customers would recommend RAC Car Insurance.

Terms and conditions

* This offer applies to new RAC car insurance customers for the first year only, unless you are an RAC member then this offer is also available at renewal of your existing RAC car insurance policy. Motor Legal Protection is attached to the car insurance policy and will end if and when the car insurance policy ends. The offer cannot be transferred to any other policy and there is no cash equivalent available. We reserve the right to amend or withdraw this offer at any time.

~ Excludes Isle of Man and the Channel Islands.

^ 10% of all customers buying Car Insurance Plus with us from 1st July 2020 to 31st December 2020 paid less than £148. Based on comprehensive Car Insurance Plus, purchased direct, excluding any additional products and upgrades, with payment on an annual basis. Your premium will depend on your circumstances and the level of cover you choose.

Based on a survey of new RAC Car Insurance customers between 1st July and 31st December 2020, 23,142 of 24,561 customers scored us 6 or more out of 10, therefore 94% (9 out of 10) are likely to recommend us to a friend or family member.

RAC Insurance is a trading name of RAC Financial Services Limited. Registered in England and Wales No. 5171817. Registered office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Car Insurance and RAC Home Insurance are arranged and administered by BISL Limited, which is an independent intermediary. Registered in England no. 3231094. Registered office: Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS. Both companies are authorised and regulated by the Financial Conduct Authority.